PIN System of Roles

Participating in the PIN payment system as licensee or certificate holder

PIN B.V. is the owner of the PIN brand and payment product. The company has the task of defining and managing standards applicable to the various roles identified as part of the payment transaction system of the Netherlands relating to the PIN payment product. PIN Rules & Regulations (PIN R&R) have accordingly been drafted for the purpose of regulating and controlling the PIN payment product. The PIN R&R contain descriptions of the various roles and activities which players admitted to the PIN payment transaction market are able to perform and are permitted to perform. These roles and activities are governed by licences and certificates issued by PIN B.V.

As owner and operator of the PIN payment product, PIN B.V. guarantees among other things the efficiency, quality (including reliability and image) and integrity of PIN payment transactions. The principal tasks of PIN B.V. are as:

• owner, manager and operator of the PIN payment product;
• regulator, responsible for the drafting, adoption and management of PIN Rules & Regulations;
• issuer of licences and certificates;
• overseer of licensees and certificate holders (with the power to impose sanctions);
• coordinator of anti-fraud measures;
• facilitator of consultation structures for PIN users;
• developer of the PIN payment product, including innovations;
• manager of public relations, public affairs, media contacts and brand promotion.

If your organisation wishes to play a part in the PIN payment system, we recommend that you read the following documents first. In order to obtain a licence or certificate, you should then contact PIN B.V. the relevant PIN R&R documentation will be sent to serious applicants on request.

Click here for the General Notes on the PIN R&R.
Click here for the Acceptance Regulations for PIN.
Click here for the Certification Procedure for PIN.